Myths & Facts
Myth: If you file bankruptcy you will lose all of the money you have in your 401(K), IRA, or employer provided pension plan.
Fact: Absolutely False.
Lawyers Who Listen .... Counselors Who Care
The Bankruptcy Law offices of Michael L. Detzky has been providing prompt, quality services in New Jersey to individuals and businesses since 1983. With offices in Freehold and Somerville, New Jersey we practice with a particular emphasis in the areas of consumer and business bankruptcy. What sets us apart from the rest? When dealing with us you will be represented directly by the senior partner, a New Jersey Bankruptcy lawyer with over 30 years experience, who will also appear in Court with you. Additionally, Michael Detzky's 15 years as a Bankruptcy Trustee gives you the confidence knowing that we'll approach your case with experienced knowledge from both angles.
Mr. Detzky has been awarded the prestigious AV rating by Martindale-Hubbell which identifies an attorney who has reached the heights of professional excellence and is recognized for the highest levels of skill and integrity. In addition, he holds the highest possible Avvo rating of 'Superb'.
Learn a little bit more about Mr. Detzky's naval career and hear his in-depth explanations on bankruptcy, foreclosures and short sales in his televised interview on 'Your Real Estate Show' with George Gati.
Detzky & Hunter, LLC
45 Court Street
Freehold, NJ 07728
Monmouth County Bankruptcy Lawyer
New Jersey Bankruptcy
The truth is that is you can still do most everything under the new bankruptcy law that you could do under the old law, though creditors and collection agencies want you to believe otherwise. There is still PLENTY of help for those seeking to eliminate debt, to get a fresh start under the Federal Bankruptcy Law.
Filing bankruptcy in NJ does a lot of things, but one of the main things it did under the old law, and still does under the new law, is to help you and other good, honest, hard-working people get rid of unsecured debts and keeps bill collectors under control. Find out if bankruptcy protection is right for you!
NJ Bankruptcy Chapters 7 & 13
Chapter 7 is a section of the
federal Bankruptcy Code that provides for outright
cancellation of most types of personal debts without a
repayment plan and for possible sale of some types of
nonexempt property to pay such debts.
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