Our current bankruptcy laws can be traced back to the biblical era. They have been an integral part of our financial system since the enactment of our Federal Constitution in 1788. Bankruptcy is a process created by federal law that provides relief for debtors, who can either eliminate their debts or repay their debts. The Bankruptcy Code is divided into “chapters” for the various types of bankruptcies. A Chapter 7 “straight bankruptcy” is the process by which individual debtors are rid of many of their debts. A Chapter 13 “reorganization” is the process by which an individual or a sole-proprietor business prepares a plan for repayment of creditors. Bankruptcy is also intended to protect creditors’ interests by either dividing a debtor’s assets for repayment or creating a plan of repayment. Mr. Detzky has been a bankruptcy lawyer for nearly 40 years. In addition, he served as a member of the private panel of Chapter 7 Bankruptcy Trustees administered by the U.S. Department of Justice for fifteen years. His unique experience as both a bankruptcy lawyer and former bankruptcy trustee enables him to analyze your situation from both the perspective of a seasoned bankruptcy practitioner with the trained eye of a long-serving trustee, the same individual who you will see in court and who will be evaluating your case. Mr. Detzky will guide you through the process of discerning which type of bankruptcy filing is most advantageous for you. His four decades of bankruptcy law experience has given him keen insight about how creditors arrive at decisions – which will serve as an invaluable tool for you. Our firm handles bankruptcy matters for clients across the state, including towns around our office in Freehold, such as Howell, Middletown, Marlboro, Manalapan, Long Branch, and Holmdel. We are dedicated legal professionals ready to guide you through tough situations. Detzky, Hunter & DeFillippo, LLC is here to help. If you or your business is struggling to make ends meet, give us a call today.
Our Legal Services
People who file for bankruptcy can see a future with a better financial situation than ever before. It is important to retain the services of an experienced bankruptcy attorney that can guide individuals and consumers through this process. Detzky, Hunter & DeFillippo, LLC understands what is at stake. Our firm has provided quality bankruptcy services to clients for decades. Some of our legal services include:
- Chapter 7 bankruptcy
- Chapter 13 bankruptcy
- Business bankruptcy
- The Truth About Bankruptcy
- The Automatic Stay
Contact Detzky, Hunter & DeFillippo, LLC today
Clients throughout Monmouth County, New Jersey have relied on Detzky, Hunter & DeFillippo, LLC for decades to guide them through bankruptcy matters. Our firm has the experience, knowledge, and compassion it takes to help clients navigate difficult financial matters. If you are struggling to make payments and are receiving contact from creditors, it may be time to speak with an attorney. Contact Detzky, Hunter & DeFillippo, LLC today.